Sell & Rent Back

Cash Sale

Debt Solutions

Mortgage Advice

FAQ’s

Sell and Rent Back...

Many people have heard about the Sell & Rent Back option on your home, but how does it all work?

With the help of House4Life, you don’t have to lose the home you love and have worked so hard for. By selling your home and renting it back, you can stay in your home, free up your equity to repay all of your debts and live a stress and debt free life knowing that you and your family are safe and warm. There may be different reasons why you would consider sell & rent back.

• Repossession
• Debts spiralling out of control and unmanageable
• Missed mortgage payments and remortgage is not an option
• Redundancy or Unemployment and need to lower monthly outgoings
• General change in circumstances

At House4Life, we treat all of our customers fairly by giving them the best price for their home. If you require a very quick sale, for whatever reason, then obviously the value of your home will depreciate.

Call us now for your free consultation

Why it Works...

Selling and Renting Back your home is not just a short term solutions to debt problems. Unlike debt consolidation or remortgaging, Selling and Renting Back is a long term solution to debt problems. What you are actually doing when you “Sell & Rent Back” is wiping the slate clean and starting again without incurring any black marks against your name, something that no other method of clearing your debts can offer. But it has to be right for you!

Removing your debt...

If you are struggling to meet all your monthly bills and possibly have mortgage arrears, selling and renting back could remove all of your debt problems and allow you to start again with a clean slate, removing the stress of the debt and possibly give you cash in the bank.

Based on the property value and the amount of debt you have, it is possible one of our long term sell and rent back options could clear all your debts and leave you with a hassle free living whilst still living in your own home. Taking out a loan against your home or remortgaging might not be the right thing to do and you may not be able to borrow further money. This is a short term fix and can leave you in an even far worse situation long term. Sell and Rent Back can have major long term benefits.

You remain in your own home...

Our Sell and Rent Back options enable you to remove the hassle and responsibility of home ownership and give you the benefit of remaining in your own home. By calling our team today to discuss the options, you could release equity locked in your home and have the cash in the bank within the next 4 to 6 weeks. We manage the whole process from start to finish making sure you are well looked after.

Property Buy Back Scheme...

We understand that you may not want to sell your home and rent it back but if you feel it is the best option for you right now with your current situation, i.e. to minimalise the disturbance for the children at school, friends, family and work nearby etc. If you feel this way we have a buy back scheme which allows you to buy your home back in the future.

• Quick Sale
• No fees whatsoever
• No public viewings
• No Estate Agents
• No Surveyors
• 100% confidentiality – not publicised anywhere from the outside and will look as if nothing has changed – only you will know!